Why Not Do It Yourself?

I would never tell you not to. In fact, the laws that are used in credit repair are put in place for consumers to use themselves.

The problem is most consumers don't have time to read through the Fair Credit Reporting Act, the Fair Debt Collection Practice Act, and others while seeking to work on their credit.

Not to mention, most of the people I help that have tried to do this on their own say that they end up frustrated, confused, and stuck after doing all they could for months.

Want Help?

If you are tired of being frustrated and prolonging how long it will take you to reach your goal of getting a home, getting a new car, lowering your interest rates, or getting approved for business funding, The Credit Elect is here to help.

Unlike most companies, we won't charge you $1000s of dollars. We won't make you do the work we should be doing, and we won't work slowly to milk you out of your money like the big companies.

When you hire us, we use consumer protection laws, Metro 2 compliance issues, and other methods because we know that just saying, "This isn't your account" or "You always paid on time" won't get you the permanent results you seek. We work quickly and efficiently to get you to your goals as fast as possible.

Average Time to Improve Credit

Chapter 13: 7 Years on your report, Avg. 5 Years to Complete
Chapter 7: 10 Years on your report, Can't get FHA home loan for 2 years
Debt Settlement: 2- 4 years average time to complete settlement plan
Credit Repair: 6-8 months on average

I went to The Credit Elect after being scam by someone in town that really wasted a whole year of my time and did nothing what so ever! After sitting down with William and explained to him what I expected from his company and how I was burnt before. During the consultation he explained to me his program and what to expect from him and after 90 days with him I received a letter showing my car repossessed was deleted and one of my scores went up a total of 40+ points! Not only do I stand by Credit Elect, I can actually say I trust this company and looking forward to my end results!

Bree B.

Had been procrastinating for 2 years on doing credit repair, but lately I wanted to get a new car and only the car that I really wanted.. I wanted to get my credit up a little more first, so I can have a good interest rate. I chose this credit repair agency based off of reviews, and at the same time wondering were all these good reviews legit. Well let me tell you, THEY ARE!! To make a long story short after just two months of Will's service I have my new BMW.. And check this out.. He's not even done yet. Just started. I'm very satisfied. Don't procrastinate like I did for years.. Go ahead and improve your credit while you're young.. It's never too late!! I highly recommend Credit Elect!👍

Quinton L.

CREDIT CONSULTAION

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SALE ENDS SOON

Top Myths That Keep Everyone Struggling to Improve Their Credit...

The Truth is...

Why Not Do It Yourself?

Want Help?

Call 334-430-5296 and speak to team member or

AS SEEN ON:

Vanessa wanted to buy a new construction home after years of wasting money on rent. She made good money but didn't have the credit to get approved for a home. She lost over $2000 and 2 years after trying other companies until she decided to give us a try.

Bree had tried another company and was taken advantage of before coming to us. She lost not only money but a year of her time in her journey to become a homeowner.

Quinton wanted to get a new car but not just whatever the dealership would give him, he wanted his dream car (BMW). The problem was he kept putting off and delaying working on his credit but when he finally did...

SALE ENDS SOON

Call 334-430-5296 and speak to team member or