We can only help residents of these states: AL, AK, CO, FL, HI, KY, MI, MT, NC, NJ, NM, NY, ND, RI, SD, TX, VT, WY
While those are go-to methods for most people, 10 years of analyzing 1000s of credit reports on a monthly basis has shown me these methods would either lower your score more, delay you reaching your credit goals by years, and waste a lot of your money.
Disputing (by mail, not online) has proven time and time again to be the best method for working on your credit issues.
I would never tell you not to. In fact, the laws that are used in credit repair are put in place for consumers to use themselves.
The problem is most consumers don't have time to read through the Fair Credit Reporting Act, the Fair Debt Collection Practice Act, and others while seeking to work on their credit.
Not to mention, most of the people I help that have tried to do this on their own say that they end up frustrated, confused, and stuck after doing all they could for months.
If you are tired of being frustrated and prolonging how long it will take you to reach your goal of getting a home, getting a new car, lowering your interest rates, or getting approved for business funding, The Credit Elect is here to help.
Unlike most companies, we won't charge you $1000s of dollars. We won't make you do the work we should be doing, and we won't work slowly to milk you out of your money like the big companies.
When you hire us, we use consumer protection laws, Metro 2 compliance issues, and other methods because we know that just saying, "This isn't your account" or "You always paid on time" won't get you the permanent results you seek. We work quickly and efficiently to get you to your goals as fast as possible.
Average Time to Improve Credit
We can only help residents of these states: AL, AK, CO, FL, HI, KY, MI, MT, NC, NJ, NM, NY, ND, RI, SD, TX, VT, WY
I had the most exciting and everlasting experience possible. I am officially purchasing my first home thanks to credit elect!
Vanessa F.
I went to The Credit Elect after being scam by someone in town that really wasted a whole year of my time and did nothing what so ever! After sitting down with William and explained to him what I expected from his company and how I was burnt before. During the consultation he explained to me his program and what to expect from him and after 90 days with him I received a letter showing my car repossessed was deleted and one of my scores went up a total of 40+ points! Not only do I stand by Credit Elect, I can actually say I trust this company and looking forward to my end results!
Bree B.
Had been procrastinating for 2 years on doing credit repair, but lately I wanted to get a new car and only the car that I really wanted.. I wanted to get my credit up a little more first, so I can have a good interest rate. I chose this credit repair agency based off of reviews, and at the same time wondering were all these good reviews legit. Well let me tell you, THEY ARE!! To make a long story short after just two months of Will's service I have my new BMW.. And check this out.. He's not even done yet. Just started. I'm very satisfied. Don't procrastinate like I did for years.. Go ahead and improve your credit while you're young.. It's never too late!! I highly recommend Credit Elect!👍
Quinton L.
Only doing reviews for residents of these states: AL, AK, CO, FL, HI, KY, MI, MT, NC, NJ, NM, NY, ND, RI, SD, TX, VT, WY
Will Frazier (Credit Expert)
Founder/Owner
Credit Elect formerly Clean Slate Credit
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