You find some template letters online, watch a few free videos, print out your credit reports, and now you're ready to go. Then you realize you don't really know what accounts to dispute or what to say about those accounts on your credit report.
Let's say you get things started and send out those first disputes. The process can get more frustrating when everything you dispute comes back as verified.
A "secret" template letter won't get you results. The right dispute reasons and knowledge of what you should and shouldn't be disputing are what will bring better results.
Get focused on clear steps to take instead of trying to figure out what to do next.
No matter what the bureaus respond with, have confidence that you'll know just what to say or do.
Master the dispute reasons that yield more deletions than saying "This account isn't mine" or "I paid on time".
Will teaches you the framework he developed called the B.O.O.S.T. method. This process focuses on the key elements needed to take efficient steps toward improving someone's credit. Disputing, building credit, understanding what is hurting your score on the credit report and what isn't will all be learned through this method.
Because of the easy-to-follow method that will be outlined for creating disputes, you will no longer spend hours trying to figure out: "What do I do for this account?" or "How do I respond since they verified this?".
You don't want to be doing all this work just for nothing. You will learn what steps to follow to make sure that you establish your credit in a way that will translate into an approval with a lender instead of feeling like you're in the same place where you started at.
Since getting started in the credit repair business in 2014 I have had several experiences where I was scratching my head trying to figure out "What do I do now?" while working on someone's credit.
My initial goal was to be able to help people through their credit issues but I had no idea how much thought goes into something I was told was so simple. As you may have heard "Anyone can fix their credit themselves. You don't need to hire a professional".
I kept running into the same issues and questions like:
"What am I supposed to say in the dispute letter?"
"They verified the account what do I say now?"
"Why did disputing this account make their score drop?"
"After doing all this work why didn't they get approved?"
It was these questions that lead me to do more research.
In 1 year I went to just about every conference, training, or expert that you can imagine to learn more about credit repair. I spent thousands to get more knowledge on FDCP laws, credit reports, credit score algorithms, disputing methods, etc.
What was the end result? I figured out a process for disputing and building credit that allowed me to get my clients more approvals when they went to lenders in an average of about 6 months.
In this course, I took all the complex information I learned along with hands-on experience working with hundreds of clients over several years and simplified it into a simple 5 step process.
Credit repair can be a confusing and time-consuming process. However, you can get more clarity, save time, and get better results with the information you will find in this course.
The founder of The Credit Elect, Will Frazier is a credit expert, business coach, YouTuber, & MBA holder. He has been featured on WSFA 12 news, creditcards.com, We Buy Black, and currently has over 20k subscribers on YouTube.
We know that If you are new to disputing or have some experience, the steps you follow to do repair credit seem confusing or unmanageable at times. This can lead to frustration and feeling the need to just throw in the towel. The process taught in the course will tell you how to handle all accounts, what to say in every round of disputes, what to dispute and what not to dispute, as well as how to build credit. This will help you if you are:
An easy-to-follow course that tackles the confusion of "what to do" when disputing so you can save more time and get more deletions.
Will Frazier (Credit Expert)
The Credit Elect formerly Clean Slate Credit LLC